Seasonal Challenges for O-Licence Operators and How to Handle Them
An O-Licence is a short form for a vehicle operator’s licence that sits quietly behind nearly every lorry or haulage business on UK roads. Without it, commercial transport doesn’t move. Yet for O-Licence operators, the licence is only the starting point. Seasonal...
Choosing the Right Vehicles to Meet O-Licence Requirements
Operating heavy goods vehicles in the UK is never as simple as buying a truck and setting off. H2H Business Finance specialises in small business funding for operators needing compliant vehicles, helping them secure the right fleet without jeopardising cash flow....
6 Smart Tips for Managing Cash Flow During the Summer
Summer can bring unpredictable cash flow challenges for SMEs , from slower sales to late payments , even when costs remain constant. This guide covers 6 practical ways to stay on top of your cash flow: review last summer’s performance, cut non-essential spending,...
7 Off-Season Funding Tips for Seasonal Businesses
Running a seasonal business isn’t just about surviving the busy months ,it’s about staying financially stable during the quiet ones. Off-season funding helps cover rent, payroll, utilities, and other fixed expenses when cash flow slows. This guide shares 7 proven...
New to the Haulage Industry? How to Finance Your First Used Truck
Getting into the haulage business is exciting but it's not cheap. One of the first big decisions you’ll face is how to acquire a reliable truck without stretching your cash flow. That’s where used truck finance comes in. This guide is for first-time operators...
Do You Need Finance to Buy a Truck After Getting Your O-Licence?
Getting your O-Licence feels like a big win because it is. It’s the green light that says you're officially allowed to operate HGVs. But then reality kicks in. The truck itself? That’s a whole other cost. One that doesn’t come cheap. That’s why many new operators...
Avoiding Common Pitfalls in Heavy Machinery Finance: Tips for Construction and Farming Businesses
Why Machinery Finance Matters More Than Ever Heavy machinery sits at the heart of modern construction sites and farms. From diggers and dumpers to tractors and balers, these machines keep businesses running efficiently. But there’s no denying that buying this...
5 Reasons to Use a Finance Broker for Used Equipment Financing
Used equipment financing is on the rise across the UK. For many small and mid-sized businesses, especially those in sectors like construction, logistics, or agriculture, second-hand machinery just makes sense. It’s often more affordable, easier to source, and, in a...
How Second-Hand Vehicle Finance Can Help You Make Your Credit Score?
Buying a car does not always mean breaking the bank. The concept of second-hand vehicle finance has become a feasible and cost-effective option for car buyers who need a car but do not want to make a huge initial payment. Whether you are a new buyer or just want to...
How to Decide a Suitable Agricultural Machinery Finance Plan for Your Farm?
In the speeded-up agriculture sector of the present time, selecting the correct agriculture machinery finance plan has turned more vital than ever. With progressive farms developing with new technologies, there has been an unprecedented demand for high-performance...
How a Business Finance Broker Helps with Asset & Equipment Financing?
In the current competitive business environment, asset & equipment financing is very important for facilitating companies' acquisition of vital tools, machinery, & vehicles without dissipating their cash flow. From a small enterprise investing in a new...
Step-by-Step Guide to Applying for a Small Business Equipment Loan
Learn how to apply for a small business equipment loan with our step-by-step guide. Get tips on eligibility, documents, loan options, and smart repayment.
Financing Equipment Before Your Tax Year End – Here 2 Help
Financing Equipment Before Your Tax Year End – Here 2 Help As the tax year draws to a close, many businesses are looking at ways to maximise tax efficiency and make smart financial decisions. One of the most effective ways to do this is by financing...
Invoice Finance Benefits in the Transport Industry
The transport industry is the backbone of countless economies, ensuring goods are delivered efficiently across the country and beyond. However, managing cash flow can often be a challenge for transport businesses, particularly when clients take 30, 60, or even 90...
Autumn Budget – What could it mean for your finances?
Businesses across the UK are set to face higher costs after Chancellor Rachel Reeves unveiled increased employer national insurance contributions in the Labour government’s Autumn Budget on Wednesday October 30th. The Chancellor framed her decisions around...
Exploring the Growth Guarantee Scheme: A Gateway to Business Expansion
The Growth Guarantee Scheme is a UK government-backed initiative designed to support businesses that demonstrate growth potential but may struggle to secure traditional financing due to a lack of collateral or higher perceived risk. Facilitated by the...
Hire Purchase for Businesses: What Are The Benefits?
In the ever-evolving landscape of business finance, finding the right solution to acquire necessary assets can be challenging. One increasingly popular method is hire purchase, a financial arrangement that offers numerous advantages to businesses of all sizes....
