Used & Second Hand Truck Finance

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Finance a MAN, Mercedes-Benz, DAF, Volvo, Scania & More

Looking to buy a second hand truck but need flexible finance to make it happen?

We specialise in used truck finance for businesses and owner-drivers across the UK. Whether you’re upgrading your fleet, replacing ageing vehicles or expanding operations, we can help you finance both brand new and second hand trucks from the industry’s leading manufacturers.

If you’re searching for:

  • “Buy a second hand MAN”

  • “Used Mercedes-Benz truck finance”

  • “Second hand DAF on finance”

  • “Finance a used Volvo lorry”

You’re in exactly the right place.

Finance for Leading Truck Manufacturers

We provide tailored finance solutions for used and new trucks from all major brands, including:

  • MAN

  • Mercedes-Benz

  • DAF

  • Volvo

  • Scania

  • Iveco

  • Renault Trucks

  • Isuzu

  • Hino

  • Fuso (Mitsubishi)

Whether you’re purchasing from a dealership, auction, trader or private seller, we can structure a finance package that suits your cashflow and business goals.

Who We Are

H2H Business Finance is a trusted UK-based finance provider specialising in tailored funding solutions for the transport and logistics sector. With years of industry experience, we understand the challenges businesses face when acquiring commercial vehicles and managing cash flow. Our goal is to make business finance accessible, flexible, and hassle-free whether you’re purchasing your first truck or upgrading your fleet. We combine expert advice, a wide lender network, and a customer-first approach to deliver finance packages that truly support your operational goals.

We can help with: MAN finance, Mercedes-Benz finance, DAF finance, Volvo finance, Scania finance, Iveco finance Renault Truck finance, Isuzu finance, Hino finance and Fuso (Mitsubishi) finance.

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Helping UK Businesses Grow with Reliable Truck Finance

At H2H Business Finance, we’re committed to helping UK businesses grow with reliable and flexible truck finance solutions. We understand that access to the right vehicle funding can make all the difference whether you’re scaling operations, replacing ageing assets, or entering the transport sector.

  • Used trucks and used trailers

  • Curtain-sided trailer finance for national and regional distribution companies

  • Rigid trucks ideal for urban deliveries

  • Double Cab trucks perfect for larger crews and onsite operations

  • Long Wheel Based trucks for maximum payload efficiency

  • Dropside trucks suited for construction and landscaping

  • Scaffolding trucks designed to transport essential materials safely

  • Curtainsider trucks for versatile, weather-protected transport

  • Fridge trucks for temperature-sensitive goods and chilled logistics

  • Construction trucks that meet tough site demands

  • Grab Loader trucks to move bulk waste and materials with ease

What Makes Our Truck Financing Stand Out

Competitive Interest Rates
Our truck financing solution offers the most highly competitive interest rates. With such options, you save more, as your business gets its necessary equipment on board to work.

Flexible Repayment Plans
We appreciate the peculiar cash flow implications of the transport industry. That is why we are flexible in how repayments are structured in a manner that aligns with your financial situation & seasonal income. Whether in monthly, quarterly, or annual payments, our tailored options ease the management of the repayment burden so you may focus on the success of your business.

Fast Approval Process
Time is of the essence in transport operations. We ensure you get fast approval to secure the required funding without delay. This means that with minimal paperwork, a streamlined application process, and fast approval, we assist you in getting the funding required to purchase or upgrade your truck in the shortest possible time, keeping your business productive.

Want to know how we’ve made a difference? See what our clients have to say about working with us.

What We Finance

At H2H Business Finance, we provide tailored funding for a wide range of commercial vehicles to suit the needs of businesses across various industries. Whether you’re looking to finance Heavy Goods Vehicles (HGVs), box trucks, recovery vehicles, or used trucks, we offer flexible options to support your operational goals. Our finance solutions are designed to accommodate both new and pre-owned vehicles, ensuring you get reliable assets without compromising cash flow. From single truck purchases to full fleet upgrades, we help businesses access the vehicles they need to operate efficiently and grow sustainably.

Heavy Goods Vehicles (HGVs): Finance tailored for large-capacity vehicles essential to long-haul and freight operations.

Box trucks: Flexible funding solutions for enclosed cargo vehicles used in local and regional deliveries.

Recovery trucks: Specialised finance options for roadside recovery and vehicle transport units.

Used or new trucks: Competitive finance packages for both brand-new and pre-owned commercial trucks.

Looking to Buy a Second Hand Truck?

If you’re searching for:

Buy a second hand MAN

Used Mercedes truck finance

Finance a DAF lorry

Used Volvo truck on finance

Second hand Scania for sale with finance

Speak to us today.

We’ll discuss your vehicle, your business and your budget — and structure a funding solution that works.

Why Choose H2H Business Finance?

Partnering with H2H Business Finance connects you with a specialist UK-based provider of commercial vehicle finance, offering sector-specific funding solutions for the transport and logistics industry. We deliver structured finance packages for used trucks, new vehicle acquisitions, and truck finance for new businesses, with terms tailored to match cash flow cycles, asset lifecycles, and deployment strategies.

Our used truck financing solutions are designed to support growing fleets with minimal downtime. Our streamlined approval process ensures minimal disruption, while transparent pricing models eliminate hidden costs. Whether you require CAPEX-aligned funding or staged fleet upgrades, our experienced team provides technical guidance to ensure every finance solution meets your operational and compliance requirements.

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What our customers say about us

As a relatively new start up Ltd Company, obtaining finance is always a minefield and a complete pain. We contacted Joe to help finance our new van and the service we received was amazing. Not only did he obtain the necessary funding but there was no hassle, no drama and even dealt directly with our chosen garage. Better service couldn’t have been asked for. 5* all the way.
5
Gayle King
Matt Kent was a massive help throughout the whole process, didn’t mind explaining things to me and put up with me pestering him for a week or two. Thank you for your help
5
David Morrison
Matt and the guys at H2H assisted with a recent purchase and were attentive and efficient from first contact to after the purchase completed.Cannot speak more highly of them.Will definitely recommend and use their services again in the future.
5
Richards
Absolutely outstanding service from Joe ! Went above and beyond to make sure my company got what it needed!
5
Michael Runicles
Absolutely wonderful service from Mathew again. Great speed and service from start to finish. They take away all the hassle of purchase and delivery from the moment you contact them. Will be using again.
5
Syed Kazmi
We have used H2H Finance a couple of times now and the service is second to none. From the initial call to the funds being transferred, everything is completed very promptly and professionally. Communication is efficiently conveyed and the whole transaction on this occasion took less the 36 hours. First class service. Thank you Joe and team.
5
Sonny King
These guys are brilliant! Matt and his team worked so hard to get me the perfect deal when many others wouldn’t accommodate us. Very attentive on the phone, speedy email correspondence and lots of follow ups keeping things moving forward. Overall seamless operation and excellent customer service. Well earned 5 stars.
5
Ryan
Brilliant company to deal with. Joe was on hand to answer any question. Sorted everything out no problem at all. Really can’t thank him enough. That’s twice I’ve used them and will always be my go to going forward. Thanks again guys
5
Neil Callander
I have used Matt at H2H on 2 occasions now. He has been the best finance broker I’ve ever used. He’s so helpful, no pressure and nothing is ever a problem. He achieved brilliant rates for me, and I would never go anywhere else again. Genuinely a great company.
5
Taylor Welch
Absolute pleasure to deal with from start to finish. Joe kept me updated throughout the whole process and I was was driving my new car away within a couple of days. Wouldn't hesitate to use again!
5
Kieron Goodwin

FAQs

What is Truck Finance?

Truck finance is one method of financing where the equipment needed is provided to the transport sector without having large lumpy payments.

What Types of Truck Can I Finance?

We provide tailored truck finance packages for:

  • Used trucks and used trailers

  • Curtain-sided trailer finance for national and regional distribution companies

  • Rigid trucks ideal for urban deliveries

  • Double Cab trucks perfect for larger crews and onsite operations

  • Long Wheel Based trucks for maximum payload efficiency

  • Dropside trucks suited for construction and landscaping

  • Scaffolding trucks designed to transport essential materials safely

  • Curtainsider trucks for versatile, weather-protected transport

  • Fridge trucks for temperature-sensitive goods and chilled logistics

  • Construction trucks that meet tough site demands

  • Grab Loader trucks to move bulk waste and materials with ease

Do You Offer Financing for Used Equipment?

Yes, we do finance new as well as used truck equipment. If you are purchasing high-quality pre-owned machinery to help you meet the demands of your operation in an economical way, we offer used equipment financing for quality machines that will get the job done at an affordable cost.

How Long Does the Approval Process Take?

The approval process is usually a quick affair, taking only a few days. Immediately after making your application with the pertinent documents, we review all the information sent to us and let you know the status of approval within the same time. We want you to access financing without delayed periods.

What Documents Are Required for the Application?

Typically, an application is accompanied by some required documents, which usually consist of proof of identity, the business details if it applies, financial statements, and details about the equipment that one would want to finance. Our staff will clearly inform you about the needed paperwork for the easy and rapid processing of the application.

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Get Started Today

All we need is some information on yourself and the machinery and we can show how we can help. If this sounds like something you can benefit from, Get started today!

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By submitting this form you consent to H2H Business Finance contacting you. For more information please read our Privacy Policy.